First Direct Internet BankingFirst Direct Online Banking Could Make things easier for you

First Direct make banking easy and simple with low rates, and offer different ways to save money.

First direct like to make banking easy and simple for all of their customers. First Direct put all their customers first, and all their services are designed to fit around your day-to-day needs. If there are any problems with your banking or the service First Direct offers, you can talk to their customer service teams 24 hours a day.

You can call Firstdirect.com to check your balance, arrange a bill payment or talk about extending your credit card limit. You can also view, and manage your money online where ever you are. You can even receive information by text message which doesn’t cost you to receive.

First direct also offer mortgages with low rates, more flexibility and different ways to save money.

First directs offer an offset Mortgage which will make your day to day savings and loans the same level of interest. So, paying in your salary will help to reduce your mortgage interest.

First Direct also allow you to make overpayments on your mortgage at any time. You could save thousands by paying off your mortgage earlier. Because you don’t earn credit interest, you don’t have to pay any tax.

First Direct Offset Mortgage gives you:

Current offset Mortgage rate is 5.50% variable.
The overall cost for comparison is 5.7%APR variable any linked borrowing, including your overdraft, is 5.50%.
The overall cost for comparison is 5.7%APR variable, your day to day savings benefit from the equivalent of 5.50% variable 5.64% AER, on everything you save providing your total credit balances do not exceed your total borrowing.
You will also benefit from the equivalent of 5.50% variable 5.64% AER on all the money in your current account providing your total credit balances do not exceed your total borrowing.
There is no fee to arrange or renew your overdraft.
You will reduce your tax by using your money more effectively.
You can have greater control and flexibility over your money.

FirstDirect.com also offer loans with competitive interest rate of just 6.5%APR on Personal Loans of £10,000 or more. First Direct allows you to borrow from £1,000 to £25,000 unsecured for personal use only.You can choose your regular repayment date and terms to suit you and your pocket.

Be spoilt for choice with First Directs Credit cards you can choose from Classic Black or Real Gold.

Real Gold offers:

The Real Gold card offers 9% pa on purchases and balance transfers for your first 6 months, if you transfer a minimum of £500 from a competitor credit or store card, within 2 months of your card account being opened.
This rate commences from the date of the first competitor balance transfer of £500 or more.
There is no annual fee for you to pay.
First Directs internet fraud guarantee covers online transactions made without your consent and you have the option of regular text message mini statements sent direct to your mobile phone.
First Direct gives you £3,000 minimum credit limit (subject to status).
The gold card has chip and PIN technology for your safety and security.
And you can get some of the best monthly offers and discounts delivered with your statements.

You can choose different credit cards which are suitable for you, and for more information on FirstDirects credit cards then visit www.Firstdirect.com online now.

You can arrange your foreign currency as well as traveller’s cheques online at First direct.com and find out more information on using Firstdirects credit cards abroad

FirstDirect insurance

Get all the insurance you need at First Direct. You can choose from car, home, travel and life insurance, it’s useful for protecting yourself for specific periods. FirstDirect offer insurance at reasonable prices to suit everyone and their pocket.

For more information and terms and conditions visit Firstdirect.com online now.

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